In the described benefit schedule, which benefit may not exceed 100% of the employee's wages while off work due to injury?

In the described benefit schedule, which benefit may not exceed 100% of the employee's wages while off work due to injury?

• A. Death benefit
• B. Temporary income benefit
• C. Impairment income benefits
• D. Supplemental income benefit

Answer: (B)

Temporary income benefits are the wage-replacement payments made while an employee is out of work due to a work-related injury. These benefits are intended to replace lost earnings but are capped at the worker’s pre-injury wages, so they cannot exceed 100% of what the employee was earning. Other benefits serve different purposes: death benefits provide for survivors, impairment income benefits depend on a formal impairment rating, and supplemental income benefits top up earnings under certain conditions rather than serving as the standard wage replacement during disability. Thus, the one that may not exceed 100% of wages while off work is the temporary income benefit.

Temporary income benefits are the wage-replacement payments made while an employee is out of work due to a work-related injury. These benefits are intended to replace lost earnings but are capped at the worker’s pre-injury wages, so they cannot exceed 100% of what the employee was earning. Other benefits serve different purposes: death benefits provide for survivors, impairment income benefits depend on a formal impairment rating, and supplemental income benefits top up earnings under certain conditions rather than serving as the standard wage replacement during disability. Thus, the one that may not exceed 100% of wages while off work is the temporary income benefit.